{"id":53,"date":"2024-07-06T17:29:04","date_gmt":"2024-07-06T17:29:04","guid":{"rendered":"https:\/\/klomandev.com\/hm\/\/?page_id=53"},"modified":"2024-07-09T15:32:22","modified_gmt":"2024-07-09T15:32:22","slug":"home","status":"publish","type":"page","link":"https:\/\/klomandev.com\/hm\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"53\" class=\"elementor elementor-53\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2f63b e-con-full e-flex e-con e-parent\" data-id=\"7c2f63b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-9b65cad e-con-full e-flex e-con e-child\" data-id=\"9b65cad\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-f097cb7 e-con-full e-flex e-con e-child\" data-id=\"f097cb7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-359d603 e-con-full e-flex e-con e-child\" data-id=\"359d603\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85a9604 elementor-widget elementor-widget-heading\" data-id=\"85a9604\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">We Make<br> Mortgages An<br> Easy Experience<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e2d9677 blue-btn elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"e2d9677\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">First time home buyer?<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-911ff37 yellow-btn elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"911ff37\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#0E4D8C\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Pre Qualified<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1323b72 e-con-full e-flex e-con e-child\" data-id=\"1323b72\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7e5eb0e e-flex e-con-boxed e-con e-parent\" data-id=\"7e5eb0e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d3cf83 elementor-widget elementor-widget-heading\" data-id=\"7d3cf83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What can we help you with?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e3485fb e-con-full e-grid e-con e-child\" data-id=\"e3485fb\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1896b1d e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"1896b1d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f479e83 elementor-widget elementor-widget-heading\" data-id=\"f479e83\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Are you a business owner?<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-128a496 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"128a496\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"127\" height=\"128\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Self-employed-icon.svg\" class=\"attachment-large size-large wp-image-42 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 127px; --smush-placeholder-aspect-ratio: 127\/128;\" \/><noscript><img decoding=\"async\" width=\"127\" height=\"128\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Self-employed-icon.svg\" class=\"attachment-large size-large wp-image-42\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bac20f elementor-widget elementor-widget-heading\" data-id=\"6bac20f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Self-Employed<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b1ab0e e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"1b1ab0e\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-744ed07 elementor-widget elementor-widget-heading\" data-id=\"744ed07\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Newcomer to Canada?<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d281bb7 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d281bb7\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"131\" height=\"126\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/New-to-canada-icon.svg\" class=\"attachment-large size-large wp-image-36 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 131px; --smush-placeholder-aspect-ratio: 131\/126;\" \/><noscript><img decoding=\"async\" width=\"131\" height=\"126\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/New-to-canada-icon.svg\" class=\"attachment-large size-large wp-image-36\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eef62c9 elementor-widget elementor-widget-heading\" data-id=\"eef62c9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">New to Canada<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9794165 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"9794165\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c91cff0 elementor-widget elementor-widget-heading\" data-id=\"c91cff0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Facing bad credit issues?<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d95d8b0 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"d95d8b0\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"159\" height=\"122\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Bad-Credit-icon.svg\" class=\"attachment-large size-large wp-image-185 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 159px; --smush-placeholder-aspect-ratio: 159\/122;\" \/><noscript><img decoding=\"async\" width=\"159\" height=\"122\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Bad-Credit-icon.svg\" class=\"attachment-large size-large wp-image-185\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39acfc5 elementor-widget elementor-widget-heading\" data-id=\"39acfc5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Bad Credit<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45fb387 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"45fb387\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-82bb0d8 elementor-widget elementor-widget-heading\" data-id=\"82bb0d8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Buying a rental property?<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b62535 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"6b62535\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"148\" height=\"119\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Rental-icon.svg\" class=\"attachment-large size-large wp-image-40 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 148px; --smush-placeholder-aspect-ratio: 148\/119;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"148\" height=\"119\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Rental-icon.svg\" class=\"attachment-large size-large wp-image-40\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61289f1 elementor-widget elementor-widget-heading\" data-id=\"61289f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Rental Properties<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-27e68a6 e-con-full animated-slow e-flex elementor-invisible e-con e-child\" data-id=\"27e68a6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e435b4e elementor-widget elementor-widget-heading\" data-id=\"e435b4e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Buying a property?<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da9d8e3 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"da9d8e3\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;bounceInUp&quot;,&quot;_animation_delay&quot;:500}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"115\" height=\"136\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/High-net-worth-icon.svg\" class=\"attachment-large size-large wp-image-25 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 115px; --smush-placeholder-aspect-ratio: 115\/136;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"115\" height=\"136\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/High-net-worth-icon.svg\" class=\"attachment-large size-large wp-image-25\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7c812a8 elementor-widget elementor-widget-heading\" data-id=\"7c812a8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">High-Net-Worth Individual<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-370e2c2 e-flex e-con-boxed e-con e-parent\" data-id=\"370e2c2\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-031991d elementor-widget elementor-widget-heading\" data-id=\"031991d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Best rates with exceptional customer service<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95c8510 elementor-widget elementor-widget-text-editor\" data-id=\"95c8510\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>HM mortgages helps you understand and review your options and put yourself on the path towards home ownership with right service offerings, helpful tools and unbiased consultation.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58a5207 e-con-full e-grid e-con e-child\" data-id=\"58a5207\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-45c4d0d e-con-full e-flex e-con e-child\" data-id=\"45c4d0d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a3a5be animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"1a3a5be\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;,&quot;_animation_delay&quot;:300,&quot;_animation_mobile&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"316\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Mask-group-1.png\" class=\"attachment-large size-large wp-image-33 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 390px; --smush-placeholder-aspect-ratio: 390\/316;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"390\" height=\"316\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Mask-group-1.png\" class=\"attachment-large size-large wp-image-33\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d590160 elementor-widget elementor-widget-heading\" data-id=\"d590160\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Residential<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edf72f0 elementor-widget elementor-widget-text-editor\" data-id=\"edf72f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Fostering happy homes with a purpose to get every family the home they deserve<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2776210 btn-hover elementor-widget elementor-widget-button\" data-id=\"2776210\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93d1bca e-con-full e-flex e-con e-child\" data-id=\"93d1bca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cc09af animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"5cc09af\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInUp&quot;,&quot;_animation_delay&quot;:300,&quot;_animation_mobile&quot;:&quot;slideInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"391\" height=\"322\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Commercial.png\" class=\"attachment-large size-large wp-image-20 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 391px; --smush-placeholder-aspect-ratio: 391\/322;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"391\" height=\"322\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Commercial.png\" class=\"attachment-large size-large wp-image-20\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7af8443 elementor-widget elementor-widget-heading\" data-id=\"7af8443\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Commercial<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3215274 elementor-widget elementor-widget-text-editor\" data-id=\"3215274\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Helping business take flight with providing right advice with affordable rates<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c517ff9 btn-hover elementor-widget elementor-widget-button\" data-id=\"c517ff9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12ee145 e-con-full e-flex e-con e-child\" data-id=\"12ee145\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ee8b4cf animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"ee8b4cf\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInRight&quot;,&quot;_animation_delay&quot;:300}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"381\" height=\"315\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Private.png\" class=\"attachment-large size-large wp-image-38 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 381px; --smush-placeholder-aspect-ratio: 381\/315;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"381\" height=\"315\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Private.png\" class=\"attachment-large size-large wp-image-38\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59da4ae elementor-widget elementor-widget-heading\" data-id=\"59da4ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Private<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff93742 elementor-widget elementor-widget-text-editor\" data-id=\"ff93742\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Enabling opportunities for individuals to make their properties to create value<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ded14a btn-hover elementor-widget elementor-widget-button\" data-id=\"4ded14a\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6255b1d e-flex e-con-boxed e-con e-parent\" data-id=\"6255b1d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8252ec3 elementor-widget elementor-widget-heading\" data-id=\"8252ec3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">We have funded over 1 billion in volume with more than 1000+ deals approved across 50+ lending institutions.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-59c928d e-con-full e-flex e-con e-parent\" data-id=\"59c928d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54e078f elementor-widget elementor-widget-image-carousel\" data-id=\"54e078f\" data-element_type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;5&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;navigation&quot;:&quot;none&quot;,&quot;lazyload&quot;:&quot;yes&quot;,&quot;slides_to_show_tablet&quot;:&quot;3&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-widget-image-carousel .swiper,.elementor-widget-image-carousel .swiper-container{position:static}.elementor-widget-image-carousel .swiper-container .swiper-slide figure,.elementor-widget-image-carousel .swiper .swiper-slide figure{line-height:inherit}.elementor-widget-image-carousel .swiper-slide{text-align:center}.elementor-image-carousel-wrapper:not(.swiper-container-initialized):not(.swiper-initialized) .swiper-slide{max-width:calc(100% \/ var(--e-image-carousel-slides-to-show, 3))}<\/style>\t\t<div class=\"elementor-image-carousel-wrapper swiper\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"off\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/TD.png\" alt=\"TD\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Scotiabank.png\" alt=\"Scotiabank\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/National-Bank.png\" alt=\"National Bank\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"4 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/First-National-.png\" alt=\"First National\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"5 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Manulife.png\" alt=\"Manulife\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"6 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/B2B-Bank-logo.png\" alt=\"B2B Bank logo\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"7 of 7\"><figure class=\"swiper-slide-inner\"><img class=\"swiper-slide-image swiper-lazy\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/Equitable-bank-logo.png\" alt=\"Equitable bank logo\" \/><div class=\"swiper-lazy-preloader\"><\/div><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-888d1f1 e-flex e-con-boxed e-con e-parent\" data-id=\"888d1f1\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5406d05 elementor-widget elementor-widget-heading\" data-id=\"5406d05\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Our process<\/span>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c69fc71 elementor-widget elementor-widget-heading\" data-id=\"c69fc71\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Guiding you step-by-step closer to you destination<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6b6deb2 elementor-widget elementor-widget-heading\" data-id=\"6b6deb2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Our processes are designed to make mortgage approvals a piece of cake.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d78a472 e-con-full e-grid e-con e-child\" data-id=\"d78a472\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6f92b31 e-con-full e-flex e-con e-child\" data-id=\"6f92b31\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-1cbfcbc e-grid e-con-full e-con e-child\" data-id=\"1cbfcbc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-589dd37 elementor-widget elementor-widget-image\" data-id=\"589dd37\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_chat.svg\" class=\"attachment-large size-large wp-image-17 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 54px; --smush-placeholder-aspect-ratio: 54\/54;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_chat.svg\" class=\"attachment-large size-large wp-image-17\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6970834 elementor-widget elementor-widget-heading\" data-id=\"6970834\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Step 1<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c6dce5 elementor-widget elementor-widget-heading\" data-id=\"1c6dce5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Pre-Approval Analysis<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb19594 elementor-widget elementor-widget-text-editor\" data-id=\"fb19594\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our team review your financial information and factors that determine you eligibility for qualification<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-89bb184 e-con-full e-flex e-con e-child\" data-id=\"89bb184\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-681add2 e-grid e-con-full e-con e-child\" data-id=\"681add2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d7babc6 elementor-widget elementor-widget-image\" data-id=\"d7babc6\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_chart-column-target.svg\" class=\"attachment-large size-large wp-image-16 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 54px; --smush-placeholder-aspect-ratio: 54\/54;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_chart-column-target.svg\" class=\"attachment-large size-large wp-image-16\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-047014c elementor-widget elementor-widget-heading\" data-id=\"047014c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Step 2<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26c8e03 elementor-widget elementor-widget-heading\" data-id=\"26c8e03\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mortgage Application<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1237775 elementor-widget elementor-widget-text-editor\" data-id=\"1237775\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We will assist you to build a flawless application that is tailored to your mortgage requirements<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4640bef e-con-full e-flex e-con e-child\" data-id=\"4640bef\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-3c81dcb e-grid e-con-full e-con e-child\" data-id=\"3c81dcb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-180690c elementor-widget elementor-widget-image\" data-id=\"180690c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_document-tasks.svg\" class=\"attachment-large size-large wp-image-18 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 54px; --smush-placeholder-aspect-ratio: 54\/54;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_document-tasks.svg\" class=\"attachment-large size-large wp-image-18\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-52ad56e elementor-widget elementor-widget-heading\" data-id=\"52ad56e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 3<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c7c14a elementor-widget elementor-widget-heading\" data-id=\"1c7c14a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Underwriting Process<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d2e9933 elementor-widget elementor-widget-text-editor\" data-id=\"d2e9933\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our underwriters will build a structured deal with fine tuned details that are crucial for you mortgage approval<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-486da71 e-con-full e-flex e-con e-child\" data-id=\"486da71\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-c97ffb2 e-grid e-con-full e-con e-child\" data-id=\"c97ffb2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5e57a5b elementor-widget elementor-widget-image\" data-id=\"5e57a5b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" data-src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_user-favorite.svg\" class=\"attachment-large size-large wp-image-19 lazyload\" alt=\"\" src=\"data:image\/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==\" style=\"--smush-placeholder-width: 54px; --smush-placeholder-aspect-ratio: 54\/54;\" \/><noscript><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"54\" src=\"https:\/\/klomandev.com\/hm\/wp-content\/uploads\/2024\/07\/carbon_user-favorite.svg\" class=\"attachment-large size-large wp-image-19\" alt=\"\" \/><\/noscript>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb51c6f elementor-widget elementor-widget-heading\" data-id=\"eb51c6f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 4<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ba1e941 elementor-widget elementor-widget-heading\" data-id=\"ba1e941\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Approval for Funding<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8a28d1 elementor-widget elementor-widget-text-editor\" data-id=\"d8a28d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our team will help you navigate through closing paperwork and make the entire process hassle-free experience<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5569d91 elementor-align-center yellow-btn elementor-widget elementor-widget-button\" data-id=\"5569d91\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#0E4D8C\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Let\u2019s Begin<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b97c34 e-grid e-con-boxed e-con e-parent\" data-id=\"1b97c34\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-41425d9 e-con-full e-flex e-con e-child\" data-id=\"41425d9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e1d7763 elementor-widget elementor-widget-heading\" data-id=\"e1d7763\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Success Stories<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7f32860 e-con-full e-flex e-con e-child\" data-id=\"7f32860\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-bf3eeeb e-con-full e-flex e-con e-child\" data-id=\"bf3eeeb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46acab8 elementor-widget elementor-widget-heading\" data-id=\"46acab8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Making the first home buying experience a memorable one.<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92ebe09 elementor-widget elementor-widget-text-editor\" data-id=\"92ebe09\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>As a new home buyers we were completely unware of the entire house buying process. We were looking for a mortgage company that will educate us and guide un into right direction so that we don\u2019t waste money or make mistakes before spplying.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a13c5c0 elementor-widget elementor-widget-button\" data-id=\"a13c5c0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/making-the-first-home-buying-experience-a-memorable-one\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read full story<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-13f38b4 e-con-full e-flex e-con e-child\" data-id=\"13f38b4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-01dfdfc e-con-full e-flex e-con e-child\" data-id=\"01dfdfc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9578029 elementor-widget elementor-widget-heading\" data-id=\"9578029\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Mortgage Insights<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0526d78 e-con-full e-flex e-con e-child\" data-id=\"0526d78\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5123c52 elementor-widget elementor-widget-heading\" data-id=\"5123c52\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Recent immigrants buy their first home with an ease<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f946148 elementor-widget elementor-widget-button\" data-id=\"f946148\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/recent-immigrants-buy-their-first-home-with-an-ease\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read full story<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab22f12 e-con-full e-flex e-con e-child\" data-id=\"ab22f12\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d583444 elementor-widget elementor-widget-heading\" data-id=\"d583444\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Helping a self-employed trucker with his first mortgage.<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-046794f elementor-widget elementor-widget-button\" data-id=\"046794f\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/helping-a-self-employed-trucker-with-his-first-mortgage\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read full story<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-10a64be e-flex e-con-boxed e-con e-parent\" data-id=\"10a64be\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29b24f7 e-con-full e-flex e-con e-child\" data-id=\"29b24f7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-201a11d elementor-widget elementor-widget-heading\" data-id=\"201a11d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Didn\u2019t find the question you were looking for?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0254929 elementor-widget elementor-widget-heading\" data-id=\"0254929\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Simply, ask our experts...<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-06120f9 cta-text elementor-widget elementor-widget-text-editor\" data-id=\"06120f9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Email your questions at <a href=\"mailto:getapproved@hmmortgages.ca\" target=\"_blank\" rel=\"noopener\"><strong>getapproved@hmmortgages.ca<\/strong><\/a> and we will get back to you with an answer.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f2cd447 elementor-widget elementor-widget-button\" data-id=\"f2cd447\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"18\" viewBox=\"0 0 22 18\" fill=\"none\"><path d=\"M21.2402 8.31911L10.1719 0.0977832C10.0869 0.0351016 9.97852 0 9.86426 0H7.27148C7.05469 0 6.95508 0.230668 7.11914 0.351017L17.3789 7.9731H0.234375C0.105469 7.9731 0 8.06337 0 8.17369V9.67804C0 9.78836 0.105469 9.87863 0.234375 9.87863H17.376L7.11621 17.5007C6.95215 17.6236 7.05176 17.8517 7.26855 17.8517H9.94922C10.0049 17.8517 10.0605 17.8342 10.1016 17.8016L21.2402 9.53262C21.3417 9.45715 21.423 9.36392 21.4787 9.25925C21.5344 9.15458 21.5633 9.04089 21.5633 8.92587C21.5633 8.81084 21.5344 8.69715 21.4787 8.59248C21.423 8.48781 21.3417 8.39458 21.2402 8.31911Z\" fill=\"#F4C77F\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ask a Question<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12e9ce5 e-con-full e-flex e-con e-child\" data-id=\"12e9ce5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c40821 elementor-widget elementor-widget-heading\" data-id=\"5c40821\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">FAQ\u2019s<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-821c811 elementor-widget elementor-widget-heading\" data-id=\"821c811\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Common mortgage questions<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d186e9f elementor-widget elementor-widget-accordion\" data-id=\"d186e9f\" data-element_type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.22.0 - 26-06-2024 *\/\n.elementor-accordion{text-align:start}.elementor-accordion .elementor-accordion-item{border:1px solid #d5d8dc}.elementor-accordion .elementor-accordion-item+.elementor-accordion-item{border-top:none}.elementor-accordion .elementor-tab-title{margin:0;padding:15px 20px;font-weight:700;line-height:1;cursor:pointer;outline:none}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{display:inline-block;width:1.5em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon svg{width:1em;height:1em}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-right{float:right;text-align:right}.elementor-accordion .elementor-tab-title .elementor-accordion-icon.elementor-accordion-icon-left{float:left;text-align:left}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-closed{display:block}.elementor-accordion .elementor-tab-title .elementor-accordion-icon .elementor-accordion-icon-opened,.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-closed{display:none}.elementor-accordion .elementor-tab-title.elementor-active .elementor-accordion-icon-opened{display:block}.elementor-accordion .elementor-tab-content{display:none;padding:15px 20px;border-top:1px solid #d5d8dc}@media (max-width:767px){.elementor-accordion .elementor-tab-title{padding:12px 15px}.elementor-accordion .elementor-tab-title .elementor-accordion-icon{width:1.2em}.elementor-accordion .elementor-tab-content{padding:7px 15px}}.e-con-inner>.elementor-widget-accordion,.e-con>.elementor-widget-accordion{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2191\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2191\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What is the minimum down payment needed to purchase a home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2191\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2191\"><p>No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2192\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2192\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I get a mortgage to purchase a home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2192\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2192\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2193\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2193\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Can I use gift funds as a down payment?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2193\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2193\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2194\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2194\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">How can I use RRSPs to help buy my first home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2194\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2194\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2195\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2195\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the costs associated with buying a home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2195\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2195\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2196\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2196\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-plus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H272V64c0-17.67-14.33-32-32-32h-32c-17.67 0-32 14.33-32 32v144H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h144v144c0 17.67 14.33 32 32 32h32c17.67 0 32-14.33 32-32V304h144c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-minus\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">What are the monthly costs of owning a home?<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-2196\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2196\">Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>We Make Mortgages An Easy Experience First time home buyer? Get Pre Qualified What can we help you with? Are you a business owner? Self-Employed Newcomer to Canada? New to Canada Facing bad credit issues? Bad Credit Buying a rental property? Rental Properties Buying a property? 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